Hospital
Hospital stays can be unexpected and costly, but it doesn't have to hurt your budget. Nextep's hospital plan can help protect your finances for an unexpected hospitalization. You can get coverage for yourself or the whole family.
When you or a dependent are admitted to the hospital you'll receive a flat amount and a daily amount paid for every day you or your dependent are hospitalized. You have a choice of two plans: low-deductible or high-deductible
Covered benefits also include lodging and health wellness screenings. Members have access to all of these benefits, regardless of the plan selected:
Hospital Coverage (Accident)
- Admission
- Extended hospitalization
- Inpatient rehab
Hospital Coverage (Sickness)
- Admission
- Extended hospitalization
Download a printable summary of the plan:
DOWNLOAD
Answers to your questions
Questions? We have answers! Here are your most frequent hospital questions.
Q: Why should I choose a hospital plan?
A: Staying in the hospital after an accident or illness can be costly. Expenses like plan deductibles, copays for doctor visits, and extra costs for out-of-network care can add up fast. Having the financial support you may need when the time comes means less worry for you and your family.
Your coverage is also portable. Whether you change jobs or retire, the coverage only ends if you stop paying the monthly cost.
Q: How do I submit a claim?
A: It's simple! Call 800-GET-MET8 or visit mybenefits.metlife.com to get a form and submit your claim along with a physician's statement.
Within 3 days of submitting your claim info, you'll receive a letter of acknowledgment. After you claim has been processed, you'll receive your payment within 10 business days.
Representatives are also available to walk you through the claims process.
Q: Is there a waiting period before my coverage begins?
A: No. This supplemental insurance will be effective on the date of your coverage as long as you are actively at work. There are no waiting periods to satisfy.
Q: Can I enroll without having to take a medical exam?
A: Yes. If your employer offers hospital insurance, your acceptance is guaranteed, regardless of your health. You need to be actively at work for your coverage to be effective. There are no medical exams and no health questions to answer.
Elevate by Nextep app = easy street!
The Elevate by Nextep app makes it easy to manage your benefits! Get access anytime, anywhere, on any device.
- Visit benefit carriers with one simple sign-in
- View paycheck deductions
- Complete open enrollment
- Change your retirement withholding and check your balance
- View and present insurance cards at the doctor's office
- Review dependent and deductible info
Download it today to manage benefits on the go, right from your phone!
Questions?
We have answers!
Here's how to get quick, personalized help from Nextep's experts:
- From your Elevate by Nextep account, visit the Help tab.
- Call 888-811-5150.
- Or, click the button below to submit your question to our help desk!
