Dental Benefits

dental benefits

Offered through a partnership between Nextep and MetLife, our dental plan offers four levels of coverage to meet your needs, from basic services all the way up to orthodonia, crowns, implants, and dentures.

All four levels of coverage include preventative services covered at 100%, including teeth cleaning, routine x-rays, and checkups. All dental plans feature a low annual deductible of $50 individual or $150 family coverage.

Dental Plan Features
  • Preventative services covered 100%, including teeth cleaning, routing x-rays, and checkups
  • Low $50 indiv/$150 family annual deductible
  • Basic services include fillings and non-surgical extractions
  • NEW: Adult orthodontia in Enhanced and Enhanced Platinum plans
  • Orthodontics covered 50% on the enhanced and enhanced platinum plans
  • Wide network of dentists to choose from
  • Major dental work such as implants, crown, root canals, bridges, and dentures included on all plans except preventative

Download a printable summary of the plan
(adult orthodontia effective Oct 1, 2023)

Watch this video for a quick overview of dental benefits!


Answers to your questions

Questions? We have answers! Here are your most frequent dental questions.

Q: How do I receive dental care?

A: Simply select an in-network dentist according to your plan and call to make an appointment.

When at the appointment, use the employee's social security number as the member ID.

Regardless of which family member is receiving care, use the policy-holding employee's SSN.

After receiving care, simply pay the dentist according to your plan.

Q: Will I receive an ID card?

A: No ID card is needed for dental or vision plans.

Simply use the employee's social security number as the member ID. If you prefer a physical card, you may download these printable templates:


Q: How do I find an in-network provider?

A: To locate an in-network provider, log in to your account at, go to My Benefits, and click Dental. Or, call MetLife at 1-800-GET-MET8. Members should verify their providers are currently in MetLife's network when making appointments.

If you're not yet a member and would like to preview the thousands of in-network general dentists and specialists to choose from nationwide, look for a list of participating dentists online at

Q: How do I get out-of-network care?

A: Out-of-network providers are not bound to the negotiated in-network cost, but our plan does allow generous reimbursements for select out-of-network services. To submit a claim for reimbursement of out-of-pocket costs, visit your Nextep Account.

You are free to select any dentist, but we highly recommend choosing in-network dentists for maximum cost-management. In-network dentists accept negotiated fees for covered services; these fees are typically 15 - 45% below the average.

Nextep's benefits department is here to help!

Do you have more questions about our benefits? Log in to your account and chat with us, call 888-811-5150, or submit your question here.