Identity Theft Protection

17.6 million people have experienced identity theft (bjs.gov). Nextep offers ID theft protection that goes beyond the basic coverage that banks or credit cards offer, typically at a fraction of the cost.

With this benefit, you get comprehensive identity monitoring and resolution services, with the added benefit of your credit report and score with the platinum plan.

Identity theft can occur at any age, from birth through old age. Take a look at some of the common ways criminals can target you at every stage of your life:

ID Theft by Generations

Plan Features

100% resolution guarantee
Support available 24/7
Certified restoration specialists

Protects your family
Tracks financial accounts
Cancel coverage anytime

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Here's a quick overview:

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Identity Theft Protection Includes:

Basic Identity Monitoring

Monitors public records to detect new cases of ID theft

Advanced Identity Monitoring

Scans the national change of ddress, high-risk transactions, and non-credit loan databases

Internet Black Market Surveillance

Scans websites that buy, trade, and sell personal info

Email & Text

Opt-in for email or text alerts

Full-Service Identity Restoration

Certified specialists clear fraudulent records to restore identity

Credit Report Monitoring

Monitors your credit and notifies you when changes are recorded

Credit Report & Score

Reflects your credit file and score at the time it is pulled

National Provider Identifier Alerts

Monitors National Provider IDs (NPI) for activity that indicates potential fraud

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Answers To Your Questions

How is this different from my bank's credit protection?

ID theft protection offers comprehensive identity monitoring and resolution services that go beyond the basic coverage that banks/credit cards offer.

A two-step verification process is used, your data is encrypted, and you will be alerted to suspicious activity in real-time.

Should I have ID theft coverage for my children?

Yes. According to the Federal Trade Commission (FTC), because children have no credit history, their identities can easily be used by identity thieves and go undetected for years.

Identity theft can be devastating for children, as it affects their ability to get student loans, scholarships, jobs, and credit cards.

How do I know if my ID is safe?

When you enroll, you'll receive a welcome email from ID Watchdog, advising you that your monitoring has begun. The email will provide instructions on how to register your online accounts.

Monitoring includes email and SMS notifications, allowing you to opt-in for email or text alerts.

You'll receive a green alert email every month if there is no suspicious activity detected, as a status update.

What if my ID is compromised?

If ID Watchdog detects suspicious activity related to your identity, they will immediately notify you several ways:

Immediate red alert email & follow-up at end of month
Text message (if you have opted in)
Ongoing collaboration. The Identity Theft customer care center is available 24/7 at 866-513-1518. If the activity is suspicious, they'll discuss their customized plan to fix it for you.

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