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ID Protection Flyer Plan Comparison Service Overview SBC - Protection SBC - Protection Plus File a Claim: 1-866-237-5240Identity Theft Protection
17.6 million people have experienced identity theft (bjs.gov). Nextep offers ID theft protection that goes beyond the basic coverage that banks or credit cards offer, typically at a fraction of the cost.
With this benefit, you get comprehensive identity monitoring and resolution services and 24/7/365 support.
Identity theft can occur at any age, from birth through old age. Here's a quick overview of how identity therft protection works:
ID Theft Protection 101
Plan Features
- 100% resolution guarantee
- Support available 24/7
- Certified restoration specialists
- Protects your family
- Tracks financial accounts
- Cancel coverage anytime
Here's a quick overview:
Identity Theft Protection Includes:
Identity Monitoring
Monitors public records to detect new cases of ID theft
Transaction Alerts
Finds & alerts of transactions outside of normal spending habits
Internet Black Market Surveillance
Scans websites that buy, trade, and sell personal info
Email & Text
Opt-in for email or text alerts
Full-Service Identity Restoration
Certified specialists clear fraudulent records to restore identity
Credit Report Monitoring
Monitors your credit and notifies you when changes are recorded
Credit Report & Score
Reflects your credit file and score at the time it is pulled
Parental Controls
On the family plan, parents can manage childrens' online activities
See more about included services:
ID Theft Protection ServicesAnswers To Your Questions
How is this different from my bank's credit protection?
ID theft protection offers comprehensive identity monitoring and resolution services that go beyond the basic coverage that banks/credit cards offer.
A two-step verification process is used, your data is encrypted, and you will be alerted to suspicious activity in real-time.
Should I have ID theft coverage for my children?
Yes. According to the Federal Trade Commission (FTC), because children have no credit history, their identities can easily be used by identity thieves and go undetected for years.
Identity theft can be devastating for children, as it affects their ability to get student loans, scholarships, jobs, and credit cards.
What does the ID theft plan cover?
The plan includes coverage for losses you or a covered member incur due to identity theft, including:
- $1M or $5M of identity theft coverage, depending on your plan selection
- Reimbursment for lost wages
- Travel expenses
- Elder, spousal, and child care losses
- CPA costs
- Re-filling applications
- Document verifications
What does the ID theft plan not cover?
Items not covered:
- Losses from pre-authorized transfers
- Pre-existing ID fraud before the policy started
- Excessive legal fees over $125 per hour
- Losses that happpened while the policy wqas inactive
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