In partnership with MetLife and Hyatt Legal, Nextep's legal benefits give you easy access to attorneys for a wide variety of personal legal services. It's like having your own attorney on retainer. Payments are made conveniently through payroll deduction.
Legal issues arise when you get married, have a baby, prepare a will, buy or sell your home, or lose a spouse or a parent. When you use a network attorney for covered services, all attorney fees are covered by the legal plan. Advice and consultations on an unlimited number of personal legal matters are included.
Nextep's legal plan provides fully-covered services for the most frequently needed personal legal matters, plus advice and consultations on many personal legal matters, including:
- Family & personal
- Money matters
- Vehicle & driving
- Home & real estate
- Civil lawsuits
- Wills, estate, & future planning
- Powers of attorney
Download a printable summary of the plan:
Answers to your questions
Questions? We have answers! Here are your most frequent legal questions.
Q: What does "fully-covered" mean?
A: "Fully-covered" means all attorney services related to the covered matter are paid by the plan when you use a network attorney. There are no co-pays, deductibles, or claim forms.
Pre-existing matters are also covered; use the plan to resolve as many legal issues as possible. The only pre-existing matters not covered are those for which you retained an attorney before becoming eligible for the plan. This protects your existing attorney-client relationship.
Since your coverage will be verified by your attorney via MetLife, you will not need an ID card for legal insurance.
Q: What about non fully-covered?
A: If you need service for a matter outside the scope of the plan, you can still receive telephone advice or an office consultation, as long as it is not excluded (see the list below for exclusions).
This lets you discuss the issue at length, understand your rights and options, and decide on a course of action.
After the consultation, the attorney may decide that the matter is actually covered by the plan. If it is, the attorney will advise you and provide the service. If the matter is not covered, the attorney will provide a written fee estimate and you can choose whether to retain the attorney for further representation.
Q: What is not covered?
A: The following legal services are excluded from the plan:
- Employment-related matters, including company benefits
- Issues involving the employer, plan attorneys, MetLife, Hyatt Legal, & affiliates
- Patent, trademark, and copyright
- Costs and fines
- Appeals and class actions
- Matters in which there is a conflict of interest between the employee and spouse or dependents, in which case services are excluded for the spouse and dependents
- Farm and business matters, including rental issues when the plan member is the landlord
- Frivolous or unethical matters
- Services with a pre-existing attorney-client relationship prior to the plan
Nextep's benefits department is here to help!
Do you have more questions about our benefits? Log in to your account and chat with us, call 888-811-5150, or submit your question here.