2026 roadmap

From communications to notable dates and deadlines, here’s a timeline roundup of what to expect in the coming year.

Quick links:
Roadmap Graphic

What to Expect in Q1

OBBBA Changes

2026-2028

Nextep has you prepared for the changes under the One Big Beautiful Bill Act (OBBBA). Check out our resources for an employer's guide, checklist, timeline, FAQ, and more.

OBBBA resources

W-2 Updates

First Week of January

Prevent post office delays to your W-2. Make sure your address is up-to-date. Here's how.

Holiday Closure

January 1, 2026

Banks and Nextep will both be closed for New Year's Day. Please contact your payroll specialist for any changes. See the full list of holidays.

State Law Updates

January 1

Many states update their minimum wage and state laws every January 1st. Also check your state's DOL.

Check our Compliance Hub for an overview of the latest compliance updates.

Labor Posters

Early January

Time to check your worksite locations for updated labor posters.

Need to order or download new posters? Start here:

Poster Downloads

EITC Notices

Throughout the Year

If you employ people in one of these locations, you must notify employees about the federal and/or state Earned Income Tax Credit (EITC) and other applicable tax credits: California, Colorado, Illinois, Louisiana, Maine, Maryland, New Jersey, Oregon, Philadelphia, Pennsylvania, Texas, and Virginia. Get more info:

EITC notices

Elevate Dashboard

January 1

Company admins, check out your Elevate Dashboard in the Company tab of your Elevate by Nextep™ account throughout the year to keep tabs on your company's payroll, plan participation, employee count, and terminations.

Check Your Paystub

Mid-January

Did you enroll in this year's FSA or HSA? If so, check your first paycheck of the year to ensure all deductions are correct.

W-2 FAQ

Mid-January

All W-2s for the previous year will be sent no later than January 31. In the meantime, get answers to frequently asked W-2 questions to know what to expect.

Holiday Closure

January 19, 2026

Banks will be closed for Martin Luther King Jr Day, but Nextep will remain open. Please contact your payroll specialist for any changes. See the full list of holidays.

W-2 Is Ready!

January 31

Your W-2 will be mailed no later than January 31, but the easiest and fastest way to access your W-2 is in your Elevate by Nextep™ account or mobile app, navigating to Pay, then Taxes.

OSHA 300A Posting

February 1 - April 30

Each year from February 1 to April 30, many workplaces must post an OSHA 300A summary of work-related injuries and illnesses from the previous year. Read more.

Holiday Closure

February 16, 2026

Banks will be closed for Presidents Day, but Nextep will remain open. Please contact your payroll specialist for any changes. See the full list of holidays.

Anti-Harassment Training

Time to schedule your annual anti-harassment training. This is a great opportunity to try our FREE online training platform. Learn more here.

What to Expect in Q2

Taxes Due

April 15

Deadline to file personal federal tax returns. If you received tax-exempt tips or overtime, you will need to manually calculate them for tax year 2025. Here's how.

Violence Prevention

April

April is Workplace Violence Prevention Awareness Month. Use this as a reminder to revisit your procedures and preparedness plan.

Safety Reminders

Youth Labor

May

Hiring young workers for the summer? Get a refresher of youth labor laws. Note: your state regulations may differ. If so, you must use the law that most benefits the employee.

Holiday Closure

May 25, 2026

Banks and Nextep will both be closed for Memorial Day. Please contact your payroll specialist for any changes. See the full list of holidays.

EEO-1 Reporting

Likely May

EEO-1 reporting on the registration portal typically opens in Q2, but is currently TBD. While your company must ultimately submit the info, you can invite Nextep to assist. Please contact Nextep's Compliance department for help. Read more here.

Holiday Closure

June 19, 2026

Banks will be closed for Juneteenth, but Nextep will remain open. Please contact your payroll specialist for any changes. See the full list of holidays.

What to Expect in Q3

State Law Updates

July 1

In addition to Jan 1, several states and localities update their minimum wage and employment laws July 1. Find overviews from Nextep's Compliance Hub or your state Department of Labor.

Labor Posters

July 1

Since many new state laws became effective July 1, check your worksite locations to see if you need updated labor posters.

Holiday Closure

July 3, 2026

Banks and Nextep will both be closed for Independence Day, observed on Friday, July 3. Contact Nextep for changes. See the full list of holidays.

Company Benefit Selection

Mid-July

Company leaders: Welcome to benefit renewal! See your company's selection & renewal details for the coming plan year in your Elevate by Nextep™ account. Log in, click the Company tab, and follow the link in the banner, guiding you through the process.

renewal resources

Updated SBC Docs

Updated Early July

Need an index of summaries of benefits and coverage (SBC)? See our SBC inventory, in English and Spanish. This resource is especially useful for COBRA participants.

SBC docs

PCORI Fees Due

July 31

You may owe PCORI fees if you sponsor an HRA or self-insured plan. Carriers cover Nextep's fully funded plans, but HRA fees fall to the client. Our benefits team can help you prepare and file IRS Form 720.

Open Enrollment

August 1-15

During this time*, your employees may enroll or waive their benefits. Nextep will communicate when enrollment opens. Plans become effective October 1.

open enrollment resources
* Note, your company may use a different timeline.

Summary Plan Description

August 1

If you need to reference the summary plan description (SPD), it is available online.

Holiday Closure

September 7, 2026

Banks and Nextep will both be closed for Labor Day. Please contact your payroll specialist for any changes. See the full list of holidays.

What to Expect in Q4

Benefits Effective

October 1

If you participated in mid-year open enrollment for medical and/or supplemental Nextep benefits, elections are effective October 1. Contact Nextep Health Assist for benefits help.

Holiday Closure

October 12, 2026

Banks will be closed for Indigenous /Columbus Day, but Nextep will remain open. Please contact your payroll specialist for any changes. See the full list of holidays.

Medicare Part D Notices

October 15

Plans that provide prescription drug coverage must notify Medicare Part D-eligible people by October 15 whether their drug coverage is creditable or non-creditable. Nextep's master plan is creditable, and we email this notice on your behalf. If you have a differing plan, you will need to notify your eligible employees. See CMS.gov for more info.

Check your Paystub

Mid-October

Did you make changes in this year's mid-year open enrollment? If so, check your first paycheck of October to ensure all deductions are correct.

FSA/HSA Enrollment

November 1-30

Time to make next year's FSA or HSA selections. Note, you must re-enroll each year; previous year's elections to carry over. Elections are effective January 1.

FSA/HSA resources.

Holiday Closure

November 11, 2026

Banks will be closed for Veterans Day, but Nextep will remain open. Please contact your payroll specialist for any changes. See the full list of holidays.

Holiday Savings Payouts

Late November

Annual payouts for your Holiday Savings Account occur in November, just in time for holiday shopping! Your existing enrollment will continue uninterrupted for your convenience. Edit your selection in your Nextep account.

Holiday Closure

November 26 & 27

Banks and Nextep will both be closed for Thanksgiving Day. On Friday, the day after Thanksgiving, Nextep will be closed, but banks will be open, and payroll can be dated for that day. Please contact your payroll specialist for any changes. See the full list of holidays.

Year-End Reminders

Late November

As the year comes to a close, it's time to make sure you've taken care of every detail.

year-end checklist

Notify Nextep

December 22

Tell your Nextep payroll specialist about changes in ownership percentage, fringe benefits, or S-Corp owners with 2% or more ownership no later than December 22. Your last day to run bonuses for this calendar year is also December 22.

Holiday Closure

December 25, 2026

Banks and Nextep will both be closed for Christmas Day. Please contact your payroll specialist for any changes. See the full list of holidays.

Here's What to Expect Year-Round

Employee Onboarding

When employees are hired

We make the new hire process easy. When you hire a new employee, we automatically send a series of emails to your employee with their online new hire forms, as well as to you when your portion of the I-9 is ready.

Benefits Eligibility

When employees become eligible

Once your employee becomes eligible for benefits in a Nextep-administered plan, we'll automatically send them a notification with the option to enroll. During their initial eligibility, employees have 30 days to enroll. Their next opportunity will be during open enrollment period or within 30 days of experiencing a qualifying event.

HR Tips

Every 1-2 weeks

We regularly post updates about compliance, tips for running your company, and more. Stay up to date by visiting Nextep's blog:

HR tips

Compliance Alerts

As needed

We keep track of the changes that affect you. Check out our Compliance Hub for the latest:

compliance hub

Benefits Carriers

As needed

Any of the individual benefits carriers may email or otherwise communicate directly with plan participants regarding their plans, claims, accounts, and other health-related activities.

FSA/HSA Emails

As needed

ThrivePass, our FSA & HSA carrier, directly contacts account holders regarding their accounts, plans, claims, COBRA notices, statements, and tax forms.

Empower 401(k)

Every 1-2 weeks

Participants in Nextep's Empower retirement plan may sign up directly for messages from Empower about financial wellness and savings goals.

empower newsletter

Retirement Webinars

Quarterly

Participants & plan-eligible employees in Nextep's Empower retirement plan are invited to attend Empower's educational webinars about budgeting for retirement.

empower learning

Tech Upgrades

Periodically

Our developers at Nextep are constantly innovating! We may contact all users of the Elevate by Nextep™ account or mobile app to let them know of new features and roll-outs.

Download on the App Store  Get it on Google Play

Surveys

Semiannually

We value your feedback! We often follow up help with a survey. Check out our methodology and use of Net Promoter Score (NPS).

We also survey company leaders approximately twice per year. We pride ourselves in our award-winning service.

See What Our Clients Say
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Contact Us

We're here to help!

Call us at 888-811-5150, chat with us in your Elevate by Nextep™ account, or click the button below to get in touch.

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