Open Enrollment
It's time for annual open enrollment! During this time, you may enroll, waive, or make changes to your benefits with Nextep and your company. We're excited to deliver top-notch benefits you and your family count on.
We're pleased to announce some new features this year!
We're enriching our enhanced and enhanced platinum dental plans, adding adult orthodontia to the list of covered benefits. According to the American Association of Orthodontists (AAO), 1 in 4 orthodontic patients are adults. With adult orthodontia, you can improve your dental health and decrease potential risk.
We're thrilled to announce an additional new vision plan option! Now, you will have not one but two plans to choose from. Plus, our new plan will make vision care more accessible than ever before at a lower cost.
Also new is a new suite of perks: Lifestyle Benefits. With savings on dining, hotels, roadside assistance, legal, vet services, ID theft protection, gym memberships, and more, you will be able to save on items you interact with every day through this voluntary benefit.
Scroll down to see what to expect, available plans, answers to frequent questions, and more!
QUICK LINKS
You and your employees can enroll, waive, or change benefit coverage during your company's open enrollment period. To enroll, log into your secure account using the Nextep mobile app or on your desktop at clients.nextep.com.
If your company's benefit offerings have changed, please enroll or waive coverage. If you take no action during the open enrollment period, your current plan selections will remain the same or equivalent.
All benefits will have an October 1 effective date.
Please note, your company may or may not offer all of the benefits listed here. Learn more about your company's specific benefit offerings and costs online in your Nextep account. Need help reviewing your benefit options? Call your health advocate for confidential one on one assistance!
Available Plans
Benefit plans that may be available during open enrollment include:
Your company's benefit offering may differ from what is listed here. Please log into your Nextep account to verify which benefits are available to you.
You will have the opportunity to enroll or make changes to your flexible spending accounts at the end of the year.
Enrollment is easy and on mobile or desktop! Here's how to enroll during this period for your benefits.
As a reminder, you will have the opportunity to enroll in FSA, HSA, and dependent care spending accounts at the end of the year during a separate enrollment period.
- To get started, log into your Nextep account.
- Choose Benefits Enrollment.
- Follow the easy on-screen instructions to choose the benefits that fit your lifestyle.
- Click Submit to complete your enrollment, and that's it!
- Check your deductions on your first paycheck in October and report any corrections to Nextep immediately.
Here's how we'll notify you about open enrollment:
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Nextep Account + Web |
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Email |
Answers to your questions
Questions? We have answers! Here are your most frequent open enrollment questions.
Q: When is open enrollment?
A: We will contact you via email when your company's open enrollment begins. All enrollments or changes are effective October 1, regardless of when the enrollment is received.
Please note, your company may not offer all of the benefits listed here. Log into your account to learn more about your specific benefit offering.
If you need to make changes after your enrollment period ends, our benefits team is available to help! Also, check your benefit deductions on your first paycheck in October. Report any corrections to Nextep immediately.
You may contact Nextep's benefits team online, by email at benefits@nextep.com, or by phone at 888-811-5150 with any questions or concerns about the enrollment process.
You may also contact your health advocate with questions about your plans.
Q: What about other plans?
A: We have additional plans on different enrollment schedules:
- Employee assistance program (EAP): Your benefits-eligible employees have instant, free access to Nextep's EAP if your company offers one of Nextep's medical plans.
- Flexible spending account (FSA): FSA annual enrollment is at the end of the year with a January 1 start date.
- Health savings account (HSA): You may change HSA deductions at any time. Open enrollment is at year-end.
- Retirement accounts: Once eligible, you may enroll or change your 401(k) at the first of each month. Exception: You may change contributions to 0% at any time.
- Voluntary benefits: You may enroll or change these benefits on a month-to-month basis: pet, legal, ID theft protection, retirement, and lifestyle benefits.
Q: Am I eligible?
A: Contact your supervisor for information on your company's eligibility. Receiving benefit information does not guarantee eligibility. Your dependents may also be eligible, including your spouse, domestic partner, and children up to age 26.
Q: How much does it cost?
A: The costs for each type of coverage can be found on your company's benefits cost sheet or in the online running calculator when you're enrolling in your benefits.
Benefit costs may or may not reflect your employer's contribution.
Q: Tell me more about lifestyle benefits.
A: Lifestyle benefits offer yaccess to a number of perks, including:
- Savings on dining and everyday items
- Hotel discounts
- Roadside assistance
- Auto repair discounts
- Veterinarian 25% discount with Pet Assure
- Legal access
- ID theft resolution
- Fitness center savings
The lifestyle program is available to all employees on day one of employment, whether full-time, part-time, or enrolled in any other benefits. You can add or drop coverage at any time, and you'll pay the monthly benefit cost directly to the carrier rather through paycheck deduction.
Q: When is my next opportunity to enroll?
A: There are three main periods during which you can enroll or make changes to your benefits:
- Open enrollment: If you miss online open enrollment, your next opportunity will be next year's open enrollment.
- New hires: If you are a newly-eligible employee, you must submit benefit enrollments within 30 days of your eligibility date. Your next opportunity to make changes is during open enrollment.
- Qualifying event: You may also make changes that align with a qualifying event, such as the birth of a child, marriage, divorce, or job loss. Changes must be made within 30 days of the qualifying event.
- Note: A qualifying event allows an employee to enroll or change coverage levels within a plan. It does not allow an employee to switch plans or to make a change that is inconsistent with the event.
Need help? Contact your health advocate for confidential, one-on-one guidance, or use the form below:
